Rent It Out or Sell?
Compare what you’d pocket by selling your San Diego property today against the projected long-term value of holding it as a rental, including cash flow and appreciation.
Rent vs Sell Calculator
Compare what you’d net by selling today against the long-term value of holding your property as a rental.
Holding the property as a rental and selling in 10 years projects $727,672 more in your pocket, even after expenses and future selling costs. The trade-off is being a landlord (or paying someone to be one) for the duration.
Estimates only. Does not account for income taxes, capital gains, depreciation recapture, mortgage paydown on the rental side, or the opportunity cost of investing sale proceeds elsewhere. Real outcomes vary with interest rates, tenant turnover, and market timing.
The math is only half the decision. Holding a rental builds long-term wealth through appreciation and equity, but it also means tenants, maintenance, and the realities of being a landlord. Selling frees up capital now, yet you give up future upside in one of the country’s most resilient housing markets.
Red House Property Management helps San Diego owners weigh these numbers against real market data, then handles the day-to-day if you decide to hold. Want a second opinion on your specific property?